Accident and sickness benefit (choose between £300 to £1,500 monthly)
This is payable if you are unable to work due to accident or sickness.
You’ll need to be off work for longer than your chosen waiting period (14 or 30 days) before the benefit will start. It will be paid for as long as you are unable to work, with a maximum of 12 months.
When your first payment is calculated, it will be backdated to the first day you were off-work so you receive benefits for the full time you have been unable to work (with a maximum of 12 months).
Hospitalisation benefit (£30 to £150 daily)
If you are hospitalised for more than 48 hours, you’ll receive this benefit for each additional day you remain in hospital.
The benefit will be equal to 10% of your chosen accident and sickness monthly benefit and is payable for as long as you remain in hospital, for up to 30 days each year.
GET A QUOTE
Unemployment benefit (Not available to self-employed)
Include this benefit and the policy will pay you your monthly benefit if you become unemployed due to redundancy. That’s additional reassurance against the unexpected.
Life cover (£10,000 lump sum)
This is payable upon death and provides a valuable lump sum benefit to your family, which they can use to pay off debt and safeguard their future.
Critical illness cover (£10,000 lump sum)
This is payable upon diagnosis of a specified critical illness, including many types of cancer and other life threatening illnesses. Use the money to make changes to your lifestyle, take time off work to recover, or even enjoy a relaxing break.
> Click here to obtain a quote
> Visit our Literature Library for all product documents
Regulatory Disclosure - The Monthly Cost of Short-Term Income Protection for every £100 of Monthly Benefit starts from £2.35. There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at https://www.moneyadviceservice.org.uk/en