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Find out how personal accident insurance is an essential form of protection for you and your family through Karen’s story. Read more.

After picking their children up from school, most parents’ immediate thoughts turn to what’s next on their list: homework, tea, and bedtime.

That’s exactly what was going through Karen’s mind as she went to pick her daughter up one afternoon. But then this happened…


What happened to Karen’s daughter*

As Karen’s daughter raced around the playground with her friends, waiting for her mother to pick her up, she slipped and fractured her lower arm.

When Karen showed up it took her a while to stop the wailing and the tears. The last thing anyone wants is to see their child in pain.

But after her daughter was treated, she remembered she had taken out an APRIL UK Personal Accident Plan.

It was comforting to know her family was protected against unexpected accidents, particularly as she received a benefit amount of £375 for her daughter’s injury.

4 ways personal accident insurance helps you

Peace of mind against the unexpected is exactly what our Personal Accident Plan provides. You can choose between our Premier Plan – which offers 21 fracture benefits and 2 additional cash benefits, with a maximum benefit limit of £60,000 during the lifetime of the plan. Or you can opt for our Premier Plus Plan – which offers all the benefits from the Premier Plan and a further 19** accidental injury benefits, with a maximum benefit limit of £200,000 during the lifetime of the plan. However, both plans:

  • Pay fracture benefits and cash lump sums from serious injuries
  • Offer flexible cover as you are able to protect yourself, your partner and your children
  • Cover injuries from winter sports, rugby, football and cricket
  • Don’t exclude any occupations (for full information about exclusions please see the policy document)

Get peace of mind today

Like Karen, you can get peace of mind for both you and your family thanks to the flexibility that our Personal Accident Plan offers.

Why not call us today on 0800 470 4595 to get a free quote?

*Scenario is based on a genuine customer claim.  The injury sustained and claim paid out are true to the actual incident.

**Based on gold level.