Who needs a Hospital Self-Pay Cash Plan?

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Who needs a Hospital Self-Pay Cash Plan?

Want private medical treatment, but daunted by the cost? That’s where the Hospital Self-Pay Cash Plan could help. Find out more.

There’s no stress like waiting on a list to receive medical treatment, even when your medical issue is non-urgent. But nevertheless, the issue might be enough to disrupt your lifestyle, or keep you off work.

Your frustration builds and builds, as all you want is to receive treatment so you can get on with your life and get back to normality.

One option is to pay to get treated at a private hospital. However, this could set you back thousands of pounds. Just take a look at this table of self-pay costs as an example:

 

TREATMENT NATIONAL
AVERAGE
 HIP REPLACEMENT £11,046
 KNEE REPLACEMENT £10,806
 HYSTERECTOMY (ABDOMINAL) £6,545
 PROSTATE SURGERY £5,695
 REPAIR OF PROLAPSED VAGINA £5,139
 SHOULDER ROTATOR CUFF REPAIR £4,714
 KNEE ARTHROSCOPY £3,503
 VARICOSE VEIN TREATMENT £3,000
 HERNIA GROIN £2,695
 CATARACT SURGERY £2,308
 HYSTEROSCOPY £1,963
 CARPAL TUNNEL RELEASE £1,719
 WISDOM TOOTH REMOVAL £1,541
 GASTROSCOPY £1,458

Of course, you could dip into your savings. But having to lose all that money due to a medical issue – money you’ve worked so hard to save – is the last thing you want.

That’s where the Hospital Self-Pay Cash Plan proves invaluable.

How the Hospital Self-Pay Cash Plan works

The Hospital Self-Pay Cash Plan enables you to benefit from private medical treatment for new conditions at any private hospital or with any consultant in the UK. You pay upfront for the treatment covered by your plan and get reimbursed for the cost.

Although you might have to dip into your savings to cover the initial cost, you have the peace of mind you’ll get money back up to the benefit limit of your chosen level of cover.

How affordable are premiums?

Premiums start from as little as £10 per month*. What’s more, the prices remain fixed for each age band. This means that your premiums aren’t affected by the amount of claims you make. Instead you’re free to claim on your plan up to the benefit limit of your chosen level of cover each year.

Here’s a comprehensive overview of the plan’s premiums:

LEVEL 1 LEVEL 2 LEVEL 3
 Your age (years)
 0-17 £7.50 £11.25 £15
 18-29 £10 £15 £20
 30-39 £12.50 £18.75 £25
 40-49 £19 £28.50 £38
 50-59 £25 £35 £49
 60-64 £30 £45 £59
 65-69 £40 £60 £80

*Child cover is available where the main policyholder is over the age of 18.
The premium covers up to four children sharing the same benefit limits.

Quite an affordable price to pay to gain access to private medical treatment, wouldn’t you agree?

Don’t miss your chance to benefit from private medical treatment

Don’t put your health on hold. Call one of our friendly business consultants on 0800 046 9781 to find out more.

*Based on level 1 cover for a 18-29 year old